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Questions and Answers RSS FeedsHow do I print off new insurance cards for my auto policy online? - Immediately after you buy your auto insurance policy , you should be able to get your proof of insurance. We offer temporary proof of insurance in printable format for you. Right after payment you will be able to get instant proof of insurance. With most companies this will be ...Feed Source: www.carinsurance.com I got a speeding ticket in Ohio and I live in North Carolina. Will the points transfer to my license in NC? - North Carolina and Ohio both take part in the Drivers License Compact (DLC) which requires member states to report back to the state in which a person is licensed moving violations which the person was convicted. So the Ohio traffic court should inform the NC Department of Trans ... How can I find out when the last time I took a defensive driving course? - If you cannot remember how long it has been since you have taken a defensive driving class then you may try contacting your state's Department of Motor Vehicles to see if they have it listed as part of your driving record. If you took traffic school, driver improvement class ... I have been driving without car insurance for a little over a year and haven't gotten caught for doing it. I would like to get insurance. Will I have a hard time getting insurance and what are the penalties in Glastonbury, Connecticut? - Connecticut state law requires minimum Bodily Injury Liability coverage of $20,000 per injured person up to a total of $40,000 per accident, and Property Damage Liability coverage with a minimum limit of $10,000. This basic coverage is often referred to as 20/40/10 coverage. ... Can I purchase GAP insurance on a used vehicle? - State laws and insurance companies guidelines' vary but there are GAP policies that are available to be placed on used cars that are financed. GAP insurance is beneficial when the value of a vehicle, whether new or used, depreciates while you still own money on the loan or lea ... I live in Michigan and I would like to know if I have to name my 16 year old daughter as a driver on my insurance policy? I have been told that if I have insurance than anyone I allow to drive my vehicle is covered. - Most all insurance companies require you to list all licensed household members on your auto insurance policy since they are a risk factor the insurance company is permitted to take into account when determining your auto insurance rates. The Michigan insurance regulator , the ... In Florida how long do traffic violations remain on your driving record? I did not receive any points, I am just interested in knowing when a violation such as running a red light comes off your record. - The Florida driver's handbook does not state how long moving violations stay on a driver's motor vehicle record ( MVR ). It does mention that points which are placed on your Florida driver's license due to traffic violations stay on your record and are counted against you for ... I am 16 and have my Connecticut learners permit. I was wondering if the permit is recognized in Rhode Island. I could not find any information on this subject at the RI DMV website, so does anyone know the answer? - We too looked the Rhode Island Division of Motor Vehicles (DMV) website and driver's manual and were unable to find if an out of state learner's permit was accepted in RI for you to drive with restrictions of course. So we contacted the RI DMV directly who at first also seemed ... When you have a CDL how long does a moving traffic violation stay on your driving record? I live in Illinois but received ticket in Indiana? - A CDL typically doesn't hold any additional legal remedies for violations or their penalties and remedies than a non-CDL license. The IL Secretary of State (SOS) states that moving violations such as speeding, disregarding a traffic control light, improper lane usage, etc. rem ... In the state of Rhode Island, how long are your required to hold an SR-22 ? - In the state of Rhode Island the SR22 filing requirement period varies because it is set by the court when you are convicted of certain offenses. The typical amount of time one will be required to carry a SR-22 filing is three years however in RI since the court sets the tim ... I had a lapse in my full coverage insurance by 6 days and I backed into a neighbor's car in my driveway, will my homeowners insurance policy cover this since I let my auto insurance lapse? - Homeowner's insurance pays for damage done to the residence or any other property coverage is extended to such as an unattached structures or your personal property and provides liability coverage (if, for example, your tree hurt someone else or damaged their property). Damage d ... Does my 17 year old daughter need auto insurance to drive cars that are insured under my name? We reside in North Dakota - If your daughter lives in your household then yes, normally she would be required to be on your auto insurance policy in order to be properly insured. Insurance companies require that they are informed about all license household so they can be placed on the policy as drivers or ... I live in MD, but I received a summons to go to court for following too closely in VA. Do I get points in both states? - No, there would be no legal ability for points in both states, unless you are licensed in both states. Maryland and Virginia are both members of the Drivers License Compact (DLC) so if you just pay the fine, and thus are convicted of following too closely in VA, then their court ... I got a speeding ticket in PA but I have a CT license. Will the points transfer from the ticket. Also, the ticket just says 89 in a 65, but not points, just a fine. Will I get points on my license if pleaded guilty? - Pennsylvania and your home state of Connecticut are both members of the Drivers License Compact (DLC) meaning that if you are convicted of the speeding offense by the PA courts they will inform the CT Department of Motor Vehicles. The CT Department of Motor Vehicles typically ... If I am carrying liability only on my paid off vehicle and a hurricane hits and damages my car, do I have any resources for having it fixed? Will it cover any damages? Thank you - No, your liability only car insurance coverage will not cover your vehicle if it is damaged from a hurricane . Liability coverages as part of your auto insurance only covers those that you may damage; this type of coverage offers no coverage to your vehicle in any way. Bodil ... In Colorado, what is the penalty for driving without registration? - Any motor vehicle owned by a Colorado resident cannot be parked or driven on a public street or highway unless it is properly registered in Colorado and displays Colorado license plates. A person who violates any provision of this section commits a class B traffic infraction ... In North Carolina, what is the penalty for driving without registration? - As in all states it is illegal to operate a car on the roadways without properly registering the vehicle with the state in which you are residing and driving the vehicle. As you know in North Carolina their laws say that all self-propelled vehicles and all vehicles without act ... My premium is too high for full coverage.Can I get liability insurance with no physical damage on my financed car until I can afford the other insurance? - Your state should not have a problem with liability coverage only; however, your finance company may not agree with it. Until you finish paying for the car, it belongs to them. And, they require you carry comprehensive and collision coverages for the vehicle, because these cover ... I bought the GAP coverage on my car when I bought it at the dealership. Can I get liability insurance (only) on my financed car for a while? - No, normally if your car is financed you cannot only carry liability insurance on the vehicle. Most all lien holders (finance companies) will require that you carry liability plus collision and comprehensive coverages on the vehicle. The physical damage coverages of collision ... In Oklahoma, how long do traffic violations stay on your driving record? Is it the same as other states? - In Oklahoma the Records Management Division of the Department of Public Safety (DPS) is responsible for receiving, processing, and maintaining all documents and records related to driving records and traffic collisions. These documents and records are submitted by Oklahoma's s ... Copyright © 2008, Marketershandbook.com. All Rights Reserved. |